Kickstart Your Fintech Career as Junior Analyst – Risk Management! 2025
Are you looking for a stimulating job in Bangalore as a fresh graduate? One of the most reputable fintech companies in India, Razorpay, is accepting applications for the position of Junior Analyst-Risk Management. This chance might be the beginning of your career if you are passionate about learning about financial technologies, risk management, and company operations. Freshmen may confidently begin their careers in the expanding fintech sector with Razorpay’s innovative work environment and extensive training.
Why Choose Razorpay for Your First Job?
Razorpay is not like other online payment companies. The way Indian businesses manage banking and payments is being revolutionized by Razorpay, a full-stack financial services company created in 2014 by visionary visionaries Shashank Kumar and Harshil Mathur. Their objective is to streamline complex financial processes and make digital banking easy for businesses of all sizes.
Razorpay currently processes payments totaling billions of dollars for thousands of businesses nationwide. From startups to major multinational corporations, a variety of businesses depend on Razorpay’s cutting-edge payment gateway solutions, cutting-edge banking services (with RazorpayX), and easy access to finance (with Razorpay finance).
For freshers aspiring to work with leading fintech organizations, Razorpay represents more than just a workplace. It’s a learning hub, a growth platform, and a culture-driven company where ideas are respected and skills are nurtured.
What Is the Junior Analyst – Risk Management Role?
Protecting financial transactions and avoiding fraud are crucial for a rapidly expanding business like Razorpay. Keeping Razorpay’s digital payment systems safe and secure is the major responsibility of the Junior Analyst-Risk Management position. In order to stop fraud and safeguard the financial interests of the business and its clients, a junior analyst will aggressively monitor transactions, look into questionable activity, and collaborate with partner banks and law enforcement.
This position will immerse you in real-time transaction monitoring and fraud prevention in one of India’s leading fintech ecosystems, regardless of your love for risk analysis, financial systems, or investigative work.
| Role | Junior Analyst- Risk Management |
| Company | Razor pay |
| Location | Bengaluru |
| Eligibility | Freshers with a Bachelor’s Degree (any discipline) |
| Skills | Strong communication (verbal & written) Interpersonal skills Customer handling knowledge (Freshdesk preferred) Attention to detail Listening and organizational skills |
| Experience | Freshers |
Responsibilities :
As a Junior Analyst in Risk Management at Razorpay, your daily responsibilities will include exciting projects that directly support customer confidence and business security. What you can anticipate accomplishing in this position is as follows:
- Keep an eye on merchant transactions and activities in real time to spot any unusual or fraudulent activity.
- Investigate transactions that have been detected as soon as possible and take the appropriate steps to stop financial losses.
- Collaborate with partner banks, law enforcement, and cybercrime units to report fraud cases and ensure timely settlements.
- Resolve consumer or merchant complaints and deal with inconsistent transactions in an efficient manner.
- Talk directly with customers and retailers to confirm allegations and provide answers.
- Create precise fraud reports and dashboards for regulatory agencies and internal stakeholders.
- Make recommendations for ways to strengthen fraud prevention measures in the current procedures.
- Take proactive steps in reducing fraud-related losses through immediate action in high-risk situations.
This role is much more than routine analysis – it’s about contributing to Razorpay’s mission of building secure and reliable digital finance solutions.
Required Qualifications and Skills
Razorpay’s Junior Analyst – Risk Management role is designed for freshers who are ready to start their professional journey in the fintech world. Here’s what you need to qualify:
- A bachelor’s degree, regardless of field.
- While not necessary, it is desirable to have some basic knowledge of CRM software such as Freshdesk or customer support solutions.
- Excellent interpersonal skills: the ability to stay friendly and pleasant whether speaking over the phone or via email.
- Excellent communication skills: Both written and spoken communication should be clear and professional.
- Strong listening abilities: you should be able to foresee problems and successfully handle stakeholder concerns.
- Outstanding organizational and attention to detail abilities, including the capacity to identify irregularities and oversee several projects at once.
The onboarding and training provided by Razorpay will enable you to swiftly and confidently adjust to the fintech environment, even if you are a new hire with no prior corporate experience.
Why This Role Is Ideal for Freshers
Although it’s not required, having some basic knowledge of customer support tools or CRM software like Freshdesk is preferred.
- Outstanding interpersonal skills: the capacity to remain kind and amiable whether communicating by phone or email.
- Excellent communication skills: Professional and straightforward communication should be expressed both orally and in writing.
- Strong listening abilities: you should be able to foresee problems and successfully handle stakeholder concerns.
- Outstanding organizational and attention to detail abilities, including the capacity to identify irregularities and oversee several projects at once.
For freshers eager to develop professional skills in fintech, risk management, customer support, and analytical thinking, this role is the perfect opportunity.
The Culture of Razorpay:
Razorpay is renowned for its friendly, employee-focused culture in addition to its cutting-edge financial solutions. The company’s policies demonstrate its commitment to diversity, equity, and work-life balance. Regardless of a person’s gender, religion, nationality, or age, Razorpay is pleased to maintain an inclusive environment and offer them equitable employment opportunities.
You will be a part of a culture that promotes education, creativity, and professional advancement as a junior analyst. Razorpay makes large investments in staff development by providing career roadmaps and organized learning pathways.
Employees at Razorpay aren’t just workers – they’re contributors to India’s fintech revolution.
Begin Your Career Right Now with Razorpay
One of the fastest-growing sectors in India is fintech, and starting your career with a respectable company like Razorpay sets the stage for long-term success. This Junior Analyst position will help you acquire the skills you need and acquire invaluable industry knowledge, regardless of your career goals—risk management, digital banking, fraud prevention, or financial analytics.
This is your opportunity to start a rewarding career in risk management if you’re a recent graduate with a bachelor’s degree, strong communication abilities, and a dedication to learning. Apply for Razorpay’s Junior Analyst-Risk Management position to join a forward-thinking business that is revolutionizing digital banking and payments in India.
Take the first step towards a rewarding career.
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